Volopay - The best virtual prepaid and credit card in India

Use Volopay virtual prepaid and credit card to manage your company's payments efficiently. Get a faster and secure payment experience by making contactless payments at merchant checkouts using our smart virtual credit and prepaid cards.


Empower your employees by allowing them to make company purchases without having to pay using their personal funds.

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Trusted by finance teams at startups to enterprises.

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SaaS subscription management

By creating multiple business virtual cards, keep your SaaS payments under control and ensures that no numerous or outdated subscriptions get in the way of money management.


Keep track of budgets and payouts for each SaaS billing by creating a one-time or recurring payment card, or allocate a virtual prepaid card particular to a vendor.

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Virtual card for subscription management

Safe and secure online payments

Our virtual credit card in India are compliant with all the regulatory guidelines in the country. Issued by VISA, Volopay virtual business cards have the same encryption and security as any other bank-grade credit card. You won't have to share cards and worry about data leaks since you can generate an infinite number of virtual credit cards.


There is no risk of fraud because virtual credit card is not linked to your company's bank account. For peace of mind, you can keep your cards organized and separated, load or freeze as needed.

Safe and secure virtual card

Real-time spend visibility

Since your business virtual credit card is linked to your Volopay account, any transactions or expenses made with your business virtual credit card are updated immediately in your Volopay account.


Every swipe and transactions made is recorded in real time. You can track your spending data at any time and from any location. There's no chance of data loss, as you'll always know how much money is leaving the organization.

Virtual card with real-time spend visibility

Take charge of your business expenses

Volopay cards to simplify expense tracking and improve cash flow
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Set precise spending limits

Set spending limits for each virtual card so you can keep track of how it's being used. Company spending policies are enforced by default, and any transactions that exceed a specific limit set by you will be declined automatically.


Also budget and an expiration date can be applied to cards. You have the option of having the funds refilled every month or just using them once.

Virtual cards with spend limits

Multi-level approval workflows

Create five levels of approvers, each of whom is responsible for reviewing spending and funding requests. This is a one-time setup, following which push alerts and fast payouts ensure that everything works smoothly.


Non-compliant virtual prepaid card transactions are automatically rejected, saving approvers time and effort.

Virtual card with multi-level approval workflows

Financial stack for business

No more switching between multiple bank accounts and tools to run your smart business. We have combined great software with every service you are using a bank for, to produce a state-of-the-art financial platform.

Corporate Cards

Empower your employees with physical and virtual cards

Expense Management

Manage and track every dollar that leaves your company

Business Bank Account

Open a global account with multi-currency payments.

Accounts Payables

Manage vendors, approve invoices and automate payments.

Accounting Automation

Save hours daily, and close your books faster every month.

Integrations

Integrate with the all the tools and software that you use daily.

Benefits of issuing virtual card to employees

Reduces reconciliation burden

Virtual prepaid card payments are easy to track and comprehend since these payments come with labels and codes. Finance team don't have to chase for receipts and explanations from the accounting team. 


Also, these payments gets synced with the main ledger automatically and manually, thereby eliminating the need for human labor to reconcile card payments.

Easier vendor management

Depending on the number of vendors, create as many virtual credit card as you want and assign them to individual vendors. You can easily monitor each card payment, make online payments quickly, and track separate department and vendor expenses hassle-free.


As you start working with more vendors, create more virtual prepaid cards and make on-time payments.

Faster business payments

Making business payments like ticket bookings, reservations, and fuel card recharges is quickest with a virtual card. Enter your virtual credit card details and complete the payment without having to wait for approvals.


As virtual credit card payments are different from wire transfers, both cross-border and domestic transactions can be completed quickly.

Enjoy flexible and safe business payments

Experience seamless transactions with business virtual cards
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Why choose Volopay virtual card?


Streamline business spending with virtual card

1. Compliance & security


With bank-level security and double encryption, Volopay is committed to protecting your data. 


2. Easy to create


Create your virtual prepaid card and get them assigned to a spending category or employee with just a few clicks.


3. No hidden fees


With no hidden fees charged during local and international payments, Volopay offers the best competitive exchange rates in the market.


4. Unlimited virtual cards


Create unlimited number of virtual cards from the Volopay card management system, thereby making it an ideal solution for businesses to meet their growing requirements.


5. No need for personal guarantees


You don't have to submit your personal credit score or statements. We only need your business credit score, statement, and spending history to access your eligibility for a virtual credit card.

Volopay virtual cards to control your business spend

Create individual virtual card

Time-consuming expense reporting process can become tiresome for employees. Issue virtual prepaid card to your employees to help them make business spending by themselves. 


You can create unlimited virtual card and assign it to each of your authorized employees. It can help manage and control employee-related and departmental expenses better.

Individual virtual cards

Set separate budget

Assign and manage the budget allocated to each department by internally linking your virtual card to a departmental budget.


Additionally, you can keep track of expenses related to a particular department and spot overspending. By directing departmental funds to virtual card payments, you will get greater control over how company's money is used.

Set separate budget

Keep track on employee expenditures

With virtual card, employees can handle their business expenses without having to rely on accounting teams every time.


It also help accounting teams monitor employee spending patterns, making it easier to stay compliant with the expense policies. Any irregularities in expenses can be identified and notified earlier.

Expense analytics

Set spend limits

Issuing individual virtual cards to employees empowers them to spend on their own. At the same time, you can limit their spending by setting spending limit.  


You can also create virtual cards and only set needed limits in situation where expenses are uncontrollable.

Set spend limits

Set multi-level approvals

Card owner can request for more credit if the expense needs exceed the set limits. 


To authorize these requests, set up multi-level approvals. This will ensure that employees follow the spend guidelines of the company.

multi-level approvals

Automate subscription payments

Managing subscription payments can be challenging. Any failed or missed payment can result in you not being able to use the product further. Automating subscription payments with virtual card helps eliminate such issues. 


Once this is configured for a particular vendor, a fixed amount is sent automatically every month at a fixed date and time.

Automate payments

Virtual cards for secure and fast payments

Make secure and convenient payments with virtual cards
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Learn more about Volopay

Volopay is a centralized business financial control center that combines innovative solutions such as smart corporate cards, AP automation, efficient automated accounting, approvals, and employee reimbursements.

Subscription management

Create payments and schedule them using our virtual cards for subscriptions to avoid late payments and service interruptions. Real-time tracking can help you avoid making numerous payments. Block and freeze options also protect you from spending for SaaS models that you no longer use.

Real-time visibility

Our business virtual cards allow tracking payments. Our expense-reporting system is entirely open and transparent. All of your transactions are updated as soon as they happen, providing you a complete picture of your cash flow. Everything is precisely documented immediately away, whether it's accounts payable or a simple swipe of a card.

Business prepaid card

We offer business prepaid cards with built-in spending limit controls that you can assign to employees. With these prepaid cards, you can easily track all expenses in real-time and reconcile your account in a matter of seconds.

Multi level approvals

Instill a sense of accountability by using maker-checker processes and approval levels. On the platform, you can set up up to five tiers of approvers, each of whom verifies and confirms that payments are right and nothing is done arbitrarily. Due to pre-set constraints, non-compliant transactions are immediately rejected.

Accounting automation

From the first card swipe until the closure of the books, accounting automation can greatly benefit your account structure. The world's most popular accounting software list seamlessly integrates with our platform for smooth reconciliation and data analysis. There's no need to sync manually. Simply connect the two systems and observe how they interact to keep your data up to date.

Explore more about virtual cards

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Customer stories



Volopay provides your business with the perfect financial control centre. Don't take our word, let our customers tell you how we empower their organisation.

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BukuWarung

Volopay helped BukuWarung in managing their expenses across different countries.

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Deputy

Volopay helped Deputy smoothly integrate with an accounting system.

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AdCombo

Using Volopay, AdCombo eliminated the hurdles of cash flow management.

They loved Volopay, you will too

Perfect virtual card solution for your business!

Issue unlimited virtual cards for your employees instantly
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