Corporate card for startups and modern businesses in India

There's no cause to worry about reimbursements, checks, or petty cash. Not when you have the option of providing corporate cards to your employees.


Volopay corporate cards for startups and businesses comes equipped with proactive controls to help you keep track of your business expenses. Set them up, load them up, and spend with them.

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Trusted by finance teams at startups to enterprises.

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Approvals and expense control to manage spends

Manage card spends with advanced multi-level approval policies that bring a new level of transparency and ease of use. Admins can designate approvers for fund reloads and spends with our best corporate cards for startups.


You may safely add funds to employee corporate credit cards and track them in real-time, rather than reconciling charges or exceeding a credit limit.

See how it works
expense approval policy

Real-time spend visibility

No need to wait for an end-of-month statement, unlike with a standard corporate credit card. Instead, transactions are documented as they occur.


Every line item on the spend-tracker can be augmented by the user's addition of the purchase location, time, amount, as well as details and receipts. Finances can now be managed in a completely transparent manner with business-wide visibility.

Spend analytics

Virtual cards to manage SaaS subscriptions

If your remote team doesn't feel the necessity for physical cards, create and assign multiple corporate credit cards to your employees for burner use or even recurring cards to manage online payments. For improved reporting, you can even create vendor-specific cards.

Subscription management with virtual cards

Branded premium physical cards

The days of handing out a single business card are long gone. Make a set of company cards for each of your departments and workers.


You can even change their style and feel of them to match your company's identity. Your own logo to distinguish your cards from other corporate credit cards in India.

Branded physical cards for your team

Simplify expense reporting with corporate cards

Make expense reporting dynamic instead of dealing with dreadful paperwork. Volopay streamlines the process by automating spend tracking.


Swipe our corporate credit cards in India and the spends are updated automatically. This is reflected in the smartphone app, which makes reporting easier. There isn't a single rupee that hasn't been accounted for.

expense reporting

Financial stack for business

No more switching between multiple bank accounts and tools to run your smart business. We have combined great software with every service you are using a bank for, to produce a state-of-the-art financial platform.

Corporate Cards

Empower your employees with physical and virtual cards

Expense Management

Manage and track every dollar that leaves your company

Business Bank Account

Open a global account with multi-currency payments.

Accounts Payables

Manage vendors, approve invoices and automate payments.

Accounting Automation

Save hours daily, and close your books faster every month.

Integrations

Integrate with the all the tools and software that you use daily.

Benefits of corporate cards for startups and businesses

Easy reimbursement process

Reimbursement process can get complicated sometimes, especially for those employees who constantly travel. Keeping a tab on expenses can be quite challenging. 


Corporate cards from Volopay make the process of reimbursement a lot easier. With Volopay cards, employees don't have to worry about spending their money or holding receipts for a longer duration.

Improves business cash flow

Poorly planned finances can result in cash flow challenges. With Volopay, anticipate future expenses while keeping a track of current spending. 


In-app credit offered will help in maintaining a balance with current expenses without having to use savings or emergency funds. With additional funds, your growth plans and strategies can easily pan out, bringing in more revenue.

Build business credit score

Borrowing responsibly and making timely payments are the only ways to build credit from scratch or repair an already damaged credit score. It takes over two to three years for businesses to build a positive credit history. 


Apply for Volopay corporate cards with a credit line and utilize it wisely during the spending period to improve your business credit score in less time.

Reduced expense frauds

Among all the expense frauds, unauthorised spending, producing fake bills, and submitting the same expense report twice are some of the most common ones. Having a transparent system helps you save money and makes the data available to every authority.


Your employees can thus make use of the privileges that are granted to them, while your finance teams can watch out for any misuse and fraud.

Seamless business travel

Using personal funds to make business travel arrangements can result in delays due to limited fund availability. Also employees have to collect receipts and bills until they return and submit a request for reimbursement. 


Having a corporate card with a credit line helps solve both the challenges. It helps employees to travel stress-free without having to worry about spending and organising bills.

Simplifies vendor management

A major portion of your business funds go for vendor payments. Volopay corporate cards for startups and modern businesses can help you track and streamline these expenses. Each vendor can be assigned individual cards through which payments can be made. You can even tag each vendor with its respective department. 


This makes it easier and more accurate to determine how much you have spent on each vendor and department-specific vendor payments.

Get corporate cards for startups with enhanced security features

Factors to consider when selecting a corporate card provider

1
Type of card available

There are several uses for corporate cards for startups. Depending on the requirement, there can be one-time use cards, recurring payment cards, virtual travel cards, physical cards, and much more.


When choosing a corporate card provider, make sure your provider will be able to provide the type of card your business needs. 

2
Integration with accounting software

Reduce manual data entry tasks by syncing your accounts payable application with ERP software. To transfer data swiftly, you must make sure to choose software that offers integration capabilities.


By connecting two applications, syncing your payments in real-time with the accounting applications becomes simple. 

3
Credit limit

Your credit score and history are used to determine your credit limit, and this is common with all corporate card providers. You can easily qualify for credit if you have a decent credit score.


You can then use the credit to make payments through the corporate card.

4
Hidden fees and charges

Look into the payment plans offered by corporate card providers and choose the one that meets your needs. Some card companies have hidden charges that they may charge when you make a payment.


Others may have a limited number of free payments and charge after the free payment count is reached.

Why should you choose Volopay corporate cards?

Card security

Each corporate card is independent of the others and can easily be isolated from the network by simply blocking or freezing it, making it safer than traditional credit cards.

High credit limit

Gain higher credits from Volopay to meet your additional fund requirements. Use and pay back within the app at the end of your spending cycle.

Multi-currency wallet

Save time and money on international payments with multi-currency wallets from Volopay. Load money in different currencies and pay easily.

No personal liability

A bad personal credit score won't ruin your chance of getting qualified for credit and corporate cards. Volopay will only analyze your business's spending capacity, credit history, and score.

In-built spend controls

Budgets and department controls will ensure that spending is always kept to a minimum. You can also set spend limits on corporate cards, above which approval is required.

No hidden fees

Volopay offers the best competitive exchange rates in the market with no hidden fees while carrying out both local and international payments. 

Volopay corporate cards vs business cards

Features
  • Complete control over your budgets
  • Budgeting
  • Unlimited cards
  • Configure each card and set budgets
  • Integration with accounting Software
  • AI to detect savings and frauds
  • Auditing ease
  • Hassle free quick on boarding
  • Automated recurring payments
  • Requirement for manual inspection of receipts
  • Requiring manual data feed

Learn more about our corporate cards

Every aspect of expense management must be brought together and accessible for everyone - all admins, employees, and accountants - in one place. We provide a solution for everything, from physical and virtual corporate cards and business credit to approvals, reimbursements, and accounting.

Physical cards

Your employees no longer have to use their personal cards or make out-of-pocket expenses. With the help of corporate physical cards issued with bank-grade encryption, security and quality, employees can be spend at a variety of merchant portals and on offline transactions. Enjoy simplified expense tracking with spend analytics.

Virtual cards

You have access to an infinite number of virtual cards. Assign to individual employees, departments, or even to keep track of payments made to certain vendors. With virtual corporate cards, make contactless and online payments more efficient than ever.

Business credit

Do you require a credit line to cover important and day-to-day business expenses? You do not need to wait months to apply for a traditional business loan. We provide a business credit line with flexible billing periods and lower rates, all without the need to jump through hoops.

FAQs on corporate cards

Explore more about corporate cards

Corporate cards in India
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News and latest updates

Read up on snippets of the latest news and updates on corporate cards in India. 


UPI Payments System
Outlook India
Visa, Mastercard to enter the UPI market soon

RBI may soon allow Mastercard and Visa credit cards to be linked to the nation's UPI payments system. Currently, only selected RuPay credit cards are allowed to be used on the UPI system.

17 Jan 2023
Purchasing card
Reasons why use a purchasing card for business expenses?

The advantages of having a purchase card for your business expenses are listed below 1. Greater spending flexibility, 2. Purchasing cards offer the ease of spending limit customization, 3. Easy approval for funds, 4. Easy accounting reconciliation.

19 Jan 2023
Corporate purchasing card
What are some of the cons of using a p-card for your business?

Access to business funds lies only with the higher authority. The request for access to funds is sent to the manager’s software by the employees for approval. Corporate purchasing cards might have issue with integration. This might require workarounds or substitute techniques for payment. 

19 Jan 2023
P cards vs credit cards
Which is better for business spending - p-cards or credit cards?

If employees need to pay for small business expenses, they must choose p-cards. P-cards are better when compared to credit cards because they serve the sole purpose of managing business spending. In comparison to credit cards, p-cards offer more visibility of spending. 

19 Jan 2023

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corporate card