International money transfer

10 best international payment gateways

Apr 20, 2023

An international payment gateway is essential for businesses that cater to customers from across the globe. They facilitate secure transactions and allow customers to pay using their local currency.


Payment gateways provide businesses with an efficient, cost-effective, and secure way to process payments online. They provide access to a wide range of payment options, including credit or debit cards, digital wallets, bank transfers, and more.


However, choosing the right option with so many options available in the market can easily become a complicated task.

What is an international payment gateway?


An international payment gateway is an online service that facilitates the secure transfer of funds from a customer to a merchant, or from one account to another, in different currencies.


This type of payment gateway is becoming increasingly popular, as it allows businesses to accept payments from customers around the world, without the need for a physical presence in that country.


The gateway also takes care of the conversion of currencies, so that the merchant receives the payment in their preferred currency.


The gateway is secure and protects both the customer, who is providing their personal and financial information, as well as the merchant, who is receiving the payment.

10 best international payment gateways


1. Paypal


PayPal is a popular gateway for international payment that allows users to send and receive money securely online.


It offers a user-friendly interface, easy integration with popular e-commerce platforms, and support for multiple currencies.


PayPal charges a transaction fee of 2.9% plus a fixed fee depending on the currency. Its pros include ease of use, fast transactions, and strong security measures.


However, its cons include occasional account freezes and chargebacks.



Looking for an alternative to Paypal? Check out our article on best PayPal alternative in Australia for international money transfer and choose the best one that suits your business.



2. SecurePay


SecurePay is an Australian payment gateway that offers a wide variety of payment solutions for online businesses.


Its features include fraud prevention, recurring payments, and merchant gateways.


Pricing is based on transaction volume and starts at 1.5% per transaction. Pros include strong security measures, excellent customer support, and easy integration.


However, its cons include limited support for international transactions and occasional technical issues.


3. Square


Square is an international payment gateway that offers a range of payment solutions, including point-of-sale hardware and mobile payments.


Its features include fraud prevention, chargeback protection, and real-time sales tracking.


Pricing is based on transaction volume and starts at 2.6% plus 10 cents per transaction.


Its pros include ease of use, fast transactions, and e-commerce platform integration.


Overall, Square is one of the best payment gateway providers suitable for small and medium-sized businesses.


4. WorldPay


Another notable platform in the best payment gateway list is WorldPay.


WorldPay is a payment gateway that offers businesses a range of payment options, including card payments, e-wallets, and mobile payments.


Its pricing varies depending on the package selected, and it charges transaction fees which may vary from region to region.


The pros of Worldpay include its reliability, security, and global reach.


The cons include its high fees for some transactions and its complex integration process for some businesses.


5. AmazonPay


Amazon Pay is an international payment gateway that allows customers to use their Amazon accounts to make purchases on third-party websites.


It offers a streamlined checkout process and supports multiple payment methods, including credit and debit cards.


Amazon Pay charges a processing fee for each transaction. The pros of Amazon Pay include its ease of use, familiarity with customers, and integration with other Amazon services.


The cons include its limited availability in some regions and the potential for increased competition from other payment providers.


6. ANZ eGate


ANZ eGate is a payment gateway offered by the ANZ bank that enables businesses to accept online payments in multiple currencies.


It supports credit and debit card payments, as well as recurring payments.


ANZ eGate's pricing varies depending on the package selected, and it charges a transaction fee for each payment processed.


The pros of ANZ eGate include its security, reliability, and 24/7 customer support.


The cons include its limited support for alternative payment methods and the potential for unexpected fees.


7. 2Checkout


2Checkout, also known as ‘2CO’, is a payment gateway that supports multiple payment methods, including credit and debit cards, PayPal, and e-wallets.


It offers a simple integration process and provides fraud detection and prevention services.


2Checkout's pricing is based on a percentage of each transaction processed, with additional fees for certain features.


The pros of 2Checkout include its global reach, easy integration, and strong security measures.


The cons include its high transaction fees and potential for account holds or freezes.


8. Sage Pay


Sage Pay is a payment gateway that supports multiple payment methods, including credit and debit cards, PayPal, and e-wallets.


Sage Pay's pricing varies depending on the package selected, with additional fees for certain features.


The pros of Sage Pay include its reliability, security, and user-friendly interface.


The cons include its limited support for international currencies and high transaction fees.


Sage Pay is a popular choice for businesses of all sizes due to its strong reputation and range of features.


9. Stripe


Stripe is one of the best payment gateway options for online businesses.


Its features include the prevention of fraud, recurring payments, and integration with popular e-commerce platforms.


Pricing is based on transaction volume and starts at 2.9% plus 30 cents per transaction.


Its pros include ease of use, fast transactions, and strong security measures.


However, its cons include occasional technical issues and limited support for some payment methods.


10. Adyen


Adyen is a payment gateway that offers a range of payment solutions for online and in-store transactions.


Its features include global payment processing, fraud prevention, and real-time reporting.


Pricing is based on transaction volume and varies by region.


Its pros include a global reach, strong security measures, and excellent customer support.


However, its cons include a complex integration process and higher fees for some payment methods.



Do you know the regulations to be followed while transferring money internationally? Check out our article on international money transfer regulations in Australia and do hassle-free transactions.

How to choose the best international payment gateways

Security and Fraud Prevention Measures

Look for an international payment gateway that uses the latest fraud prevention and security measures, such as SSL encryption, tokenization, 3D Secure, and other such tools for fraud detection.


A payment gateway should also comply with industry security standards to ensure that customers' payment information is always kept secure.

Transaction Fees and Rates

Payment gateways typically charge a fee for each transaction processed, which can vary based on the method of payment, volume of transactions, and currency conversion.


Make sure you compare transaction fees and rates from different payment gateways to find the best payment gateway option for your business.

Payment Methods and Currencies Supported

It's important to choose a payment gateway that supports the payment methods and currencies that your customers prefer.



Look for a payment gateway that supports popular payment methods such as debit cards, credit cards, PayPal, bank transfers, and currencies used in the business’s target markets.

Ease of Integration and Use

A payment gateway should be easy to integrate with your website or e-commerce platform.


It should offer clear documentation, APIs, and plugins to make the integration process smooth. Also, the payment gateway should be easy to use and navigate, with a user-friendly dashboard and reporting tools.

Customer Support


Make sure that the payment gateway provides reliable and responsive customer support in case you encounter any issues or questions.


The payment gateway should offer support through multiple channels, such as email, phone, or live chat, and have a comprehensive knowledge base or FAQs section to help you troubleshoot any problems.

Use Volopay for all your business transactions


Volopay is an extremely useful platform that assists businesses with international payments, transactions, and more.


The platform comes with a fully equipped suite of features and services that make managing finances and transactions in multiple currencies very easy. The platform offers both virtual and physical corporate cards that companies can use to make global payments and manage expenses. These cards can be issued to employees with customizable limits and spending controls.


Moreover, Volopay integrates seamlessly with accounting software like Xero and QuickBooks, simplifying the expense management and reporting process. With Volopay you also get real-time exchange rates and low-cost international transfers, making transactions in multiple currencies effortless for businesses.


It provides comprehensive analytics and insights into spending patterns, allowing companies to make informed financial decisions.

Do hassle-free international money transfer with Volopay